Global Credit

Mortgage plus

Loan aim Renovation, modernization, improvement of residential real estate
Customer  Citizen of RA  Citizen of RA
Loan amount ** 30% of the contractual amount of the serviced mortgage loan, but not more than $20,000 and not less than $1,000 ** 20% of the serviced mortgage loan balance, but not more than $10,000 and not less than $1,000
Loan currency USD USD
Loan lending term

until the term of the serviced mortgage loan, but not more than 84 months

until the term of the serviced mortgage loan, but not more than 84 months
Loan lending type One time of phrased One time of phrased
Loan interest rate 10%  10%
Loan factual interest rate 19.61-19.63% 24.36-24.39%
Loan repayment Fully paid annuity Fully paid annuity
Loan service fee 0.67% of monthly loan balance՝ 0.67% 1% of monthly loan balance
Cash withdrawal fee 0.5% 0.5%
Loan security next pledge 2 guarantees
Loan/collateral ratio 50% Not defined
Collateral assessment fee 15,000 AMD (lump sum) Not defined
Կադաստրի հետ կապված վճար 26,200 AMD (lump sum) Not defined
Penalty for overdue loan principal 0.13% daily 0.13% daily
Penalty for overdue interest rate principal 0.13% daily 0.13% daily
Required documents Passport, social card or identification card, reference on the fact that the subject of the pledge is not under arrest, act of assessment of the subject of the pledge passport, social card or ID
Loan approval 4-5 working days in a day

 

You can find "Financial assistant" system by following link` www.fininfo.am

Updated:27/04/2021 17:28:28