Cooperation with “National Mortgage Company” CJSC

Loan aim residential realty purchase
residential realty construction
residential realty restoration 
Loan region basically in Yerevan, Ejmiatsin, Abovyan, Masis, Ashtarak
Loan currency AMD
Lending term 120-240
realty restoration- 60-180 
Annual interest rate residential realty purchase 11-13%
residential realty restoration/construction 11-14% 
Deposit (minimum) Residential realty purchase 30%
in case of additional property pledge- 10% 
Loan minimal amount 2 000 000 AMD
Loan amount Residential realty purchase 35 000 000 AMD
residential realty restoration 15 000 000 AMD 
Residential realty construction 25 000 000 AMD 
Loan/pledge ratio

Residential realty purchase 70%, in case of additional pledge 90%
residential realty restoration 50%
residential realty construction 70% (additional property included)

Loan and interest rate payment monthly equally
Fines, penalties amount overdue penalty daily 0.05%, interest rate overdue penalty daily 0.08%
Early payment penalty 0.6% of early paid amount during the first year
Application review fee 5 000 AMD
Loan service fee 0.7% of loan amount, at least 30 000 AMD, maximum 100 000 AMD
Decision making in 3 days after presentation of required documents
Laon processing in 7 days
Conditions

residential reaty collateral evaluation by independent assessment organization,
pledged residential realty annual insurance of physical damage for 0.2-0.22%, consumer's annual insurance from accidents for 0.2-0.22% of loan amount

  You can visit "Financial Assistant" system's page by the following link www.abcfinance.am

Updated:11/09/2019 10:20:03