Real estate/movable property + incomes

«Հարգելի Հաճախորդ, տեղեկացնում ենք Ձեզ, որ սույն վարկատեսակն ունի բարձր փաստացի տոկոսադրույք, ուստի նախապես դիտարկեք շուկայում առկա նմանատիպ այլ ծառայությունները և գնահատեք վարկը մարելու Ձեր հնարավորությունները»
Loan currency AMD

Manner of lending

Cash or non-cash

Customer's age

18-63

Annual nominal interest rate

18 – 24%

Annual realinterest rate*

49.85-60.69%

Lending term

Up to 60 months

Loan amount

Maximum 15 000 000 AMD

Loan security

Real estate, movable property (vehicle)

Loan /Collateral value ratio (LTV)

up to 60%

Payment of interest**

monthly, or at the moment of lending

Loan repaymen

monthly, or contractual

Loan application review fee

in case of realty` 10 000 AMD, in case of movable property` is not defined

Loan service fee (monthly)

in case of movable property pledge 1.9% of the principal amount of the loan,

in case of pledging real estate

up to AMD 1.500.000, 1.9%
1.500.001-3.000.000 AMD - 1.5%
3.000.001-5.000.000 AMD - 1.1%

5.000.001-10.000.000 AMD - 0.7%

Loan lending fee (one time)

1.7% of loan amount (applicable only for movable property pledge)

Out of term loan interest rate (loss)

24%

Fines, penalties

fines on overdue amount daily 0.05%,fines on overdue percentage daily 0.08%

Loan processing

in 5 working days after presentation of required documents

Other provisions

Vehilcle insurance at the rate of 2.5 %of the loan amount annually

 

*Annual real rate shows how much the loan will cost to you after paying the interest rate and other payments in defined deadlines and amounts. You can consult the calculation of annual real interest rate by clicking here.

**The interests are calculated by the nominal interest rate on the residual amount of loan. You can consult the example of interest calculation here.

Updated:22/08/2019 11:31:16