- 120MonthsMaximum period
- 20,000,000AMDMaximum laon amount
- 10,000PeopleGot a loan
Looking to buy a new or used vehicle, import a car from abroad, or access financing using your current vehicle as collateral? Global Credit offers fast, convenient, and fully online financing solutions available throughout Armenia.
Owning your next vehicle no longer has to be a distant goal. Choose the car you want, and Global Credit can provide the financing needed to help make your purchase possible through a simple and efficient process.
If you need urgent funds but cannot afford to stop using your vehicle, a car-backed loan may be the ideal solution. Unlike traditional collateral-based financing, your vehicle remains in your possession and can continue to be used throughout the loan period.
Financing can be used for
- Purchasing a new or used vehicle,
- Importing a vehicle from abroad,
- Personal and family needs,
- Business and entrepreneurial purposes,
- Operational and day-to-day expenses,
- Other financial projects and objectives.
Key Benefits
- Fully online application process available 24/7,
- Apply from anywhere in Armenia,
- Fast application process that takes only a few minutes,
- Keep using your vehicle when obtaining a car-backed loan,
- No CASCO insurance required,
- Formal employment is not mandatory,
- A Global Credit specialist can meet you at a convenient location,
- Quick preliminary decision and streamlined approval process.
| Loan currency | AMD |
| Lending type | Non cash |
| Annual interest rate | 12% |
| Annual factual interest rate | 15.1%-69.78% |
| Loan amount | 500,000-20,000,000 AMD |
| Lending term | 12-120 months |
| Loan security | movable pledge |
| Loan/pledge ratio | 100% |
| Interest payment** | monthly |
| Loan payment | monthly or contractual |
| Application review fee | not applicable |
| Loan service fee (monthly) |
0%-3% |
| Loan lending fee (one time) |
3% |
| Cash payment | 0 |
| Collateral insurance fee |
not aplicable |
| Fines, penalties | amount overdue penalty daily 0,13% |
| Loan decision | just after submission o necessary documents |
| Loan lending | in 1 working day |
You can get acquainted with the "Financial Assistant" system at the following link` www.fininfo.am
- passport
- social Security card
- vehicle ownership certificate
- car tech. passport
- Application
- Preparation of documents
- Loan confirmation
- 124/7
- 2Online
- 3In every place




