Housing microloans

Grace period for repayment of loan principal (Housing Microloan 6-12 months, Energy Efficient Repair - 6-24 months), interest payment, monthly. After a grace period, a monthly repayment schedule

 Penalty for overdue amount - 0.05% per day, penalty for overdue interest - 0.08%

0.2-0.22%

within 3 business days of submitting the necessary documents

within 7 business days of submitting the necessary documents

The guarantor must meet the criteria set by the Company

•  The collateral should be assessed by an independent valuing entity:
• At least 70% of the loan amount should be directed to the acquisition of materials / equipment intended for energy efficiency improvement. Upon completion of the renovation, the energy efficiency of the apartment should be at least 40% effective

Required Documents

• application
• passport and social qard with 2 copies 
• reference from the place of residence
• references on income (defined reference from the workplace to the size of the salary, other references, etc., which confirm the amount of income)
• Copy of work record book (if available)
• copy of employment contract;
• marriage / divorce certificate with copy, 2 copies (if any)
• her husband's passport with copy (in 2 copies)
• children's passports with their copies in the presence of children
• Costs for renovation of residential real estate by the signature of the undertaking or the borrower / co-borrower
• Co-borrower if necessary
• Guarantor, passport, social card, reference on income
• Copy of renovated real estate certificate
• Other documents, if necessary