- 84MonthsMaximum period
- 10,000,000AMDMaximum laon amount
- 1,500PeopleGot a loan
| Loan aim | Renovation, modernization, improvement of residential real estate | |
| Customer | Citizen of RA | Citizen of RA |
| Loan amount | ** 30% of the contractual amount of the serviced mortgage loan, but not more than $20,000 and not less than $1,000 | ** 20% of the serviced mortgage loan balance, but not more than $10,000 and not less than $1,000 |
| Loan currency | USD | USD |
| Loan lending term |
until the term of the serviced mortgage loan, but not more than 84 months |
until the term of the serviced mortgage loan, but not more than 84 months |
| Loan lending type | One time of phrased | One time of phrased |
| Loan interest rate | 10% | 10% |
| Loan factual interest rate | 19.61-19.63% | 24.36-24.39% |
| Loan repayment | Fully paid annuity | Fully paid annuity |
| Loan service fee | 0.67% of monthly loan balance՝ 0.67% | 1% of monthly loan balance |
| Cash withdrawal fee | 0.5% | 0.5% |
| Loan security | next pledge | 2 guarantees |
| Loan/collateral ratio | 50% | Not defined |
| Collateral assessment fee | 15,000 AMD (lump sum) | Not defined |
| Կադաստրի հետ կապված վճար | 26,200 AMD (lump sum) | Not defined |
| Penalty for overdue loan principal | 0.13% daily | 0.13% daily |
| Penalty for overdue interest rate principal | 0.13% daily | 0.13% daily |
| Required documents | Passport, social card or identification card, reference on the fact that the subject of the pledge is not under arrest, act of assessment of the subject of the pledge | passport, social card or ID |
| Loan approval | 4-5 working days | in a day |
You can find "Financial assistant" system by following link` www.fininfo.am
How to get a loan
- Application
- Preparation of documents
- Loan confirmation
LOAN BENEFITS
- 1Fast
- 2Online
- 3At anytime
